"I have no time."

"I'm too busy at work."

"I'm always feeling rushed."

"I have more important things to do."

Look at other people who are active and are about as busy as you. Talk with them about how they fit in physical activity. Think of ways to manage your time better. Ask your family for help with fitting in some time for exercise.

Try shorter periods of activity spread throughout the day, such as a few 10-minute walks.

"I'll look silly."

"I'm too old."

"I'm too out of shape."

"I'm too fat."

Join a group or take a class with others who look or feel like you do. You'll see that fitness is for all ages and shapes. Avoid places that make you feel more embarrassed. Start with walking, or try an exercise DVD at home.

Work with a fitness expert for a few sessions to help you get started.

"I'll have a heart attack."

"My knees are bad."

"I'll pull a muscle or sprain my ankle."

"I'll get overheated and faint."

See your doctor for a checkup, and ask him or her about what you can safely do. Read or talk with experienced people about preventing injuries. Have someone with experience watch you exercise to see if you are doing something that may put you at risk for injury.

Work with a fitness expert for a few sessions to help you get started.

"What if I get so hungry I eat more and gain weight?"

"What if I start to look like a bodybuilder?"

"What if...?"

Fear of the unknown is often not based on facts. Talk to more active friends about your concerns. Ask yourself whether these reasons are masking other reasons.

"I'll be too cold (or too hot)."

Too hot, too cold, too wet, too windy. The weather may never seem right for exercise. Many people exercise no matter what the weather is like. Try a variety of indoor and outdoor activities. When it's cold, hot, or humid, take precautions.

"I don't have the money."

Being physically active doesn't need to cost money. Just parking farther away so you have a longer walk into the store, or taking the stairs instead of the elevator, will increase your activity. You can also exercise with low-cost items such as a jump rope or elastic bands. Or use items you already have, such as using milk jugs filled with water as weights for arm exercises. Do resistance exercises like push-ups or squats.