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Understanding Health Insurance (cont.)

Help for the Uninsured

Many people in the United States don't have health insurance. Although many people get insurance through their employer, many others don't have this coverage or can't afford the cost of health insurance.

Federally funded health centers provide medical and dental care for people who don't have health insurance. Health centers may offer services such as checkups, pregnancy care, immunizations for children, and other medical treatment. The amount you pay for care depends on your income. You can learn more at www.hrsa.gov (Department of Health and Human Services). Go to "Get Health Care" on the website.

Many states offer programs that help people get health insurance. Medicaid provides health coverage for certain families or individuals who are eligible. The Children's Health Insurance Program (CHIP) provides low-cost insurance for children whose families don't qualify for Medicaid coverage but cannot afford private insurance.

There are also ways to get help with medicine costs. Find out whether the drug company that makes your medicine has a patient-assistance program. Some companies offer free or discounted drugs for people who cannot afford them.

Find resources and information for the uninsured at:

  • www.insurekidsnow.gov. Learn about programs for children, such as the Children's Health Insurance Program (CHIP).
  • www.covertheuninsured.org. Find resources and information.
  • www.coverageforall.org. Learn more about getting health insurance.

Other Places To Get Help

Organizations

HealthCare.gov
Phone: 1-877-696-6775 toll-free
Web Address: www.healthcare.gov

This U.S. Health and Human Services website has information and tools about health insurance and the health care system. For example, you can find quality of care ratings for hospitals and other medical centers. You can learn about health care reform in America and health insurance options. You'll also find tips and tools for staying healthy.


Medicare Rights Center
520 Eighth Avenue
North Wing, 3rd Floor
New York, NY 10018
Phone: 1-800-333-4114
Fax: (212) 869-3532
Email: info@medicarerights.org
Web Address: www.medicarerights.org

The Medicare Rights Center is a national, nonprofit organization that helps people make the best use of Medicare. The center provides resources and information to help people understand Medicare and its benefits in order to get quality health care.


Patient Advocate Foundation
421 Butler Farm Road
Hampton, VA 23666
Phone: 1-800-532-5274
Fax: (757) 873-8999
Email: help@patientadvocate.org
Web Address: www.patientadvocate.org

The Patient Advocate Foundation provides resources, information, and other services regarding access to health care and health insurance. This foundation helps patients resolve financial issues relating to health care costs.


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